Smart Home Personal Finance: A Guide Inspired by Dave Ramsey
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What We Do
Our services are tailored to meet all your real estate needs.
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Residential Home Sales & Purchases: Whether you're buying or selling, we provide comprehensive services to ensure a smooth and successful transaction. For sellers, we offer expert marketing strategies to showcase your property, attract potential buyers, and secure the best price. For buyers, we provide personalized property searches, detailed market analysis, and skilled negotiation to find and acquire your dream home.
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Home Mortgage Loans: As a licensed MLO, Chris can help you secure the best mortgage loan options available. We simplify the mortgage process, helping you understand your options, navigate the paperwork, and find the best rates and terms for your financial situation. Our goal is to make home financing as straightforward and stress-free as possible.
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Relocations: We specialize in helping clients relocate across South Florida and Southwest Florida. Whether you're moving for work, family, or lifestyle reasons, we handle all the details to make your move as stress-free as possible. We assist with everything from finding a new home to coordinating logistics and ensuring a smooth transition.
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Who We Are
Hello! We are Chris and Lianet Manzano, your dedicated real estate professionals in South Florida and Southwest Florida. With over 25 years of combined experience in the market, we bring a wealth of knowledge and expertise to every transaction.
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Lianet Manzano: A seasoned realtor with over 15 years of experience in the South Florida market, Lianet has helped countless families find their dream homes. Her deep understanding of local neighborhoods, market trends, and property values ensures that you receive the best advice and service possible. Whether you're a first-time homebuyer or a seasoned investor, Lianet's expertise will guide you through every step of the process.
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Chris Manzano: A real estate broker associate with over 10 years of experience, Chris is also a licensed Mortgage Loan Originator (MLO). This dual expertise allows Chris to offer a seamless, one-stop-shop experience for all your real estate and mortgage needs. From finding the perfect home to securing the best financing options, Chris is dedicated to making your real estate journey smooth and successful.
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How Realtors Help
Realtors are your partners in the real estate journey.
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Market Expertise: We provide insights into market trends, local neighborhoods, and property values, helping you make informed decisions. The Manzano RE Team's extensive knowledge of the South Florida and Southwest Florida markets ensures you get the best advice. We stay up-to-date with the latest market data, giving you a competitive edge.
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Negotiation Skills: We negotiate the best terms and prices for you, whether you're buying or selling. Our goal is to get you the most value for your money and protect your interests throughout the transaction. With our strong negotiation skills, we strive to secure the best deals and favorable terms for our clients.
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Paperwork & Legalities: We handle all the necessary paperwork and legal aspects, ensuring a hassle-free experience. From contracts to disclosures, we make sure everything is completed accurately and on time. Our attention to detail and thorough understanding of real estate laws and regulations ensure that your transaction is smooth and legally sound.
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How Realtors Get Paid
Realtors typically earn a commission, which is a percentage of the sale price of the property. This commission is usually paid by the seller and is shared between the buyer’s and seller’s agents.
BROKERAGE COMPENSATIONS ARE NOT SET BY LAW AND ARE FULLY NEGOTIABLE
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Seller's Agent: When a property is sold, the seller's agent typically receives a commission for marketing and selling the property. This includes creating listing materials, hosting open houses, and negotiating offers.
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Buyer's Agent: The buyer's agent receives compensation for helping the buyer find and purchase a home. This includes conducting property searches, arranging viewings, and guiding buyers through the purchasing process. This compensation is usually paid by the seller but can also be paid by the buyer. If you are a buyer, be prepared to sign a Buyer Brokerage Agreement. Click here to read more about this agreement.
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Transparent Process: We believe in transparency and will always explain our fees and commissions upfront so you know exactly what to expect. Our goal is to provide you with exceptional service and value for your investment. Click here to learn more about Commissions.
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How Prequalification for Mortgage Works
Getting prequalified for a mortgage is a crucial step in the home-buying process.
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Initial Assessment: You provide us with basic information about your income, assets, and debts. This initial assessment helps us understand your financial situation and determine how much you can afford to borrow.
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​Credit Check: We’ll run a credit check to assess your creditworthiness. A good credit score can help you qualify for better loan terms and interest rates. We can also provide advice on improving your credit score if needed.​
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Prequalification Letter: Based on the assessment, you’ll receive a prequalification letter stating the loan amount you qualify for. This letter shows sellers that you are a serious and qualified buyer, which can strengthen your offer and improve your chances of securing the property you want.
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​Next Steps: Once you're prequalified, we can start looking at homes within your budget. When you find the right one, we’ll help you complete the mortgage application process, gather the necessary documentation, and work with lenders to secure your loan.
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Contact Us
Ready to make your real estate dreams a reality? Contact The Manzano Real Estate Team today!
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Chris Manzano (BK3373571 & NMLS 2492115)
Email: Christopher.Manzano@Outlook.com
Phone: (786) 486-6082
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Lianet Manzano (SL3294898)
Email: lianet.Manzano@Outlook.com
Phone: (786) 312-2232
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Follow us on Instagram for the latest updates and market insights and be sure to see our profile on Zillow for all our latest customer reviews. We look forward to working with you and helping you achieve your real estate goals!
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